Life Insurance
Life Insurance Web Directory

More Life Insurance Artitcles

Common Life Insurance Terms
Have you ever found yourself totally confused about a certain life insurance term? You're not alone, we all have at one time or another. Well, here is a quick guide in understanding many of the common life insurance terms. Accelerated Benefits ...Read More

Key Person Life Insurance
Small businesses help keep our country going. But a small business needs help to keep going after the loss of someone vital to the company. There are options available you need to know about. KEY PERSON IS ANYONE WHO IS IMPORTANT In small to...Read More

Life Insurance - Money saving Top Topis
More and more people are buying life insurance online and the numbers seem to be doubling every two years. The reasons are clear. Prices are lower on the Internet and life insurance is fundamentally a simple insurance product. Despite the...Read More

Life Insurance Tips And Why You Need It
We all have something in common, and that is when maturity sets in, we make often the decision to start exploring life insurance opportunities. Whether you choose affordable term life insurance or permanent life insurance, you are giving yourself...Read More

Universal Life Insurance Help in Finding the Best Rates and Company

Life Insurance Premiums Put the Squeeze on Fat People

Juvenile or Child Life Insurance Tips

Buying Life Insurance One Tip to Save You Thousands

Compare Term Life Insurance Quotes

Americans Say Osama Bin Laden Is Not a Good Reason to Buy Life Insurance

This month, August 2006, the British government foiled a large terrorist plot to blow up liquid bombs on commercial airline flights between Great Britain and the United States. The United States Government including the Transportation Security Administration (TSA) followed suit by raising the Terror Alert Level to High or Red level. The increase in the Terror Alert Level caused many changes in the way Americans conduct their lives, especially in the travel sector. One area that remained unchanged was the demand for life insurance. Sy Alter, President of Spectrum Direct Insurance Services, Inc., owner of AmericanLifeDirect.com "The World's Fastest Life Insurance Policy" wasn't surprised by this at all. "When it comes to buying life insurance, people fear not providing for their families, when it comes to terrorism, a different fear is at work." Mr. Alter has sold insurance for over 30 years and when polling his current clients on their reasons for purchasing life insurance, has never had one client reply that they sought coverage due to terrorism.

When President George W. Bush and the TSA implemented new regulations for carry-on baggage on commercial flights, no longer allowing liquids, gels or lotions on any flights, it caused a ripple through the economy. Travelers are checking more luggage and bringing less on board with them. Food Service providers at airports are seeing a huge drop in demand for their services as airport security requirements no longer allow travelers to board with food or drinks. The situation has been so serious that many citizens are postponing or canceling their flights, choosing not to put themselves in what could possibly be harms way.

Ordinarily you would think there would be a link between the public outcry for security and the private need for life insurance, but that is not the case. When the 9-11 tragedy struck and national security became among our biggest concern, personal financial security like that available to everyone owning life insurance did not increase. Even five years later, with terrorists like Osama Bin Laden still unaccounted for, and terrorist groups like al-Qaeda and Hezbollah still operating around the globe, life insurance buyers do not list terrorism as a driving force in their purchase of a life insurance policy.

If terrorist plots don't drive the sales of life insurance, what does? "Life Insurance purchasers tend to cite three main reasons driving their purchase of Life Insurance." stated Sy Alter. "The most commonly cited reasons to purchase insurance are due to marriage, starting a family or purchasing a home. Life insurance is a personal financial decision, so where insurance is concerned, fear of terrorist activity is not a factor." The conclusion is that Osama Bin Laden and other terrorists around the world may dictate what we can take on our flights, but not whether we buy life insurance.

Debra Rabin heads Business Development for Spectrum Direct Insurance Services, Inc., the largest seller of e-commerce life insurance onthe internet. Mrs. Rabin writes on topics pertaining to insurance, affiliate marketing, and current timely topics. Prior to coming to Spectrum Direct, Mrs. Rabin headed Marketing and Sales for MarketingJobs.com and she is an active parent and volunteer in Orange County, CA.



Written by: Debra Rabin

Guaranteed Issue Life Insurance

Mortgage Life Insurance amp Mortgage Redemption and Cancellation Life Insurance

Taking All the Questions Out of Life Insurance Types and Requirements

Why Would You Get A Life Insurance Quote

In Need of Life Insurance Advice

The Different Types of Life Insurance Explained

Instant Canadian Life Insurance Quotes Online

Online Life Insurance Quotes
What exactly is Term Life Insurance? Term life is a form of life insurance where you’re covered for a number of years - the number of years is called the term. Term life insurance policies can be for as long as 30 years or for 20 years, 15, 10 or...Read More

Online Whole and Standard Life Insurance Quote - What Quotes Can You Trust?
You can get easy quotes online The resources are there but it seems that most websites that you see look like fly-by-night operations. If this rings true it is because you are right. Most sites that you will see while looking for an online...Read More

Term Life Insurance Company - How to Compare Them and Choose The Best for You
There are some companies that only sell term life insurance but they are the exception and not the rule. Term only life insurance companies are usually companies that are proponents of buy term and invest the difference. Most life insurance...Read More

Veteran Universal Life Insurance – What Is It And What Are The Advantages?
Veteran Universal Life Insurance is insurance that works for veterans to aid them in their post military endeavors. Universal life insurance means that you can vary or even suspend your premium payments depending on the financial pressures you face....Read More

Why Would You Get A Life Insurance Quote
Getting the ideal life insurance quote and subsequently purchasing your policy is a fairly simple process. Have you ever thought about why we do it? Why do we buy life insurance? Certainly we all can find other things to do with our money. We...Read More

Life Insurance Buying Tips
If life insurance buying is approached in the proper manner it can be very beneficial to yourself and your family. You need to take the time to give some thought to a subject that can be very unpleasant. I guess that is why most people don't think...Read More

Life Insurance - Dont let life catch you with your pants down. Get insured
Life Insurance Quote There may be plenty other things where you could spend your money, why put your money to buy Life Insurance? You could have bought that flat screen TV instead but then what good would it be after a few years? These things...Read More

Using Life Insurance Wisely
Every family should have a life insurance policy on at least one of the financial providers. A policy should always be in place in case one of the primary breadwinners passes away so that the family will be able to support itself if no other source...Read More

Viatical Settlements, Or Life Insurance Settlements
When I first heard of viatical settlements, or life insurance settlements , I shuddered at such a dastardly idea. I even put into words my deep feelings. You see I spent many years in the life insurance business and have seen the product work...Read More

Life Insurance 101

Term Life Insurance with no Exam

Instant Term Life Insurance Six Questions to Expect

How Much Do I Need A Brief Education On Life Insurance

What You Need To Know About Whole Life Insurance Before You Buy

More Life Insurance Artitcles

 

Life Insurance Article Directory

c1