More Life Insurance Artitcles

Guide to Life Insurance Terms
Listed below is a useful guide to life insurance terms. It is a list of definitions of life insurance terms that may or may not be familiar to you. Accelerated Benefit Provision A provision in many new policies which will allow the policy owner...Read More

Risks and Benefits of Variable Life Insurance
One of the most popular forms of life insurance is the variable life insurance policy. With variable life, one gets permanent insurance (like whole) along with the opportunity to isolate specific investment opportunities at which premiums are...Read More

Tell The Insurers Everything When You Apply For Life And Critical Illness Insurance.
The failure to disclose information, especially medical information, is the most common reason why an insurer will reject a claim on a life or critical illness policy. To help underline some issues, we want to tell you a true story - but we've...Read More

Term Life Insurance With No Exam – Can You Even Get That?
The answer to that question is often no. Term life insurance is not usually, if ever, something you can just pick up the phone and order – and if it is, be skeptical! Most reputable term life insurance companies require potential policy ...Read More

Whole Live vs Cheap Life Insurance

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Winning The Life Insurance Game

It may seem that winning the life insurance game is the mission of life insurance companies. To the companies themselves and to the agents this is very serious business. The important thing to bear in mind is that insurance companies guard their reputations with tremendous zeal. Notice, also, the pride of the agent when he tells you which company s/he represents. His company is so important to him.

When the author of this article was in the field as an agent I had the advantage of representing the finest life insurance companies...so winning the life insurance game was not something I gave a second thought. My associates and I concentrated on getting the best value for our clients. We took the time to thoroughly understand the needs and wants of our clients and prospects and tailored the policy portfolio's to fit each situation accordingly. The result was that in my last 5 years selling life insurance I had more clients calling me to buy life insurance than I needed. From time to time I would approach a prospect cold or through a referral in order to stay sharp.

The purpose of this article is to encourage the new agents coming into the business that the clients needs come first. I am aware that the life insurance companies encourage this but I just want to endorse their teaching. If the wrong policy is forced on a prospect it usually does not take very long for it to be cancelled. More often than not they lose money, the agent loses money as he has to repay the commissions, and the life insurance company loses money as that is one less client that they have.

So let us be conscientious, honest and hardworking and make winning the life insurance game a sustained victory. One man once said that the life insurance business is the best paying hard work in the world but it takes people of honor to sell a product of honor to clients of honor. I try every day to live up to that standard.

For more than 40 years Donald has been known for his extensive knowledge of the life insurance business. He has represented some of the largest and best life insurance companies in the United States as well as Canada. His advice is invaluable.

Donald's website is: http://www.lifeinsurancehub.net

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Life Insurance: 4 Key Mistakes And How To Avoid Them
Life insurance, whether you are talking about whole life, term life, or one of the many policy variations available, can be a complicated and misunderstood subject. Perhaps for this reason it is not unusual that we make wrong decisions when...Read More

Life Insurance Money Saving Tips
Life insurance, specifically Term Life, is arguably one of the best values in the entire financial services arena. Where else can you go and get hundreds of thousands of pounds in protection for literally pennies per day? Rates for Term Life...Read More

Life Insurance: Who Needs It And How Much Do You Need?
Your friendly, neighborhood life insurance agent is most likely to answer this question with the word “everybody.” The fact is, not everybody does need life insurance. If you don't have a family, you probably don't need life insurance unless, of...Read More

The Truth About Life Insurance
Myth: Cash value life insurance, like whole life, will help me retire wealthy. Truth: Cash value life insurance is one of the worst financial products available. Sadly, over 70% of the life insurance policies sold today are cash value...Read More

Whole Life Insurance Policy – Is It Right for You?
Unlike term life insurance policies which only insure you for a certain period of time, whole life insurance policies cover you for life. These insurance policies are ideal if you want coverage for the duration of your life and are excellent...Read More

Is Life Insurance Comparison Really Necessary?
When you want to purchase a life insurance policy, you really do need to do a life insurance comparison. This is to ensure that you get the best possible rates and the best possible life insurance for your needs. Different life insurance companies...Read More

Life Insurance & Why It’s Important For Your Family
It’s sad to think about, but life insurance is something that everyone needs to consider. In the event of an unfortunate loss, an individual often wants to have the peace of mind in knowing that his/her family will be financially secure. Life...Read More

Small Business Life Insurance Needs
Have You Given Any Thought To Small Business Life Insurance ? What Type Of Business Do You Own ? Is your business a Sole Proprietorship? Are you part of a business Partnership? Is your business an S Corporation? What about a C Corporation?...Read More

Term Life Insurance for a Person with Spina Bifida
If you, a loved one or a child suffer from the birth defect of Spina Bifida you may already know that obtaining term life insurance can be difficult and expensive. With recent advances in medical technology and procedures, however, many people...Read More

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